Individual Plans
If you are seeking individual health insurance, please click on the "Get Started Now" button to obtain benefit and rate information from multiple carriers. On the online quote request form, you can access materials that will provide you with detailed information about specific plans. Once a plan has been selected, the application may be completed and submitted online. If you have any questions or need assistnace, please contact Greg O'Hagan at (469) 341-4380 or email him at greg@wischmeyerbenefitpartners.com.
*Please keep in mind that individual health coverage is vastly different than group coverage. Applicants’ medical history will be thoroughly analyzed during the underwriting process. Coverage can be excluded for pre-existing conditions either temporarily or permanently, premiums may be rated-up due to health history, and medical records may be required for non-routine health history information There is also the potential that an applicant may be declined for coverage altogether. Unlike most group plans, coverage on an individual policy is never guaranteed.
Benefits on individual plans are often limited and typically do not include maternity or mental health coverage (please refer to the benefit information and contracts for specific details).
An application with standard health history typically takes 2-4 weeks to complete the underwriting process.
